Frequently Asked Questions

Scroll down to see a list of the questions we are often asked and their answers.


Is There an Up-Front Fee?

There are absolutely no upfront fees. Our loans are 100% performance based.

What Are Your Qualifications For Approval?

Your qualifications are determined by a variety of factors, depending on your situation and preference. We typically analyze the volume of cash flow in your business, which is a better indicator of your company’s financial health than its credit rating. Minimum requirements include 1 year in business, having $100k or more revenue in the past 12 months, and a personal credit score of 500 or higher.

Do You Require Any Personal Collateral?

No. Personal collateral is not required to gain financing.

How Long Does It Take to Get Approved?

Approval can be within a few days.

How Long Does It Take To Get The Funds?

We can fund as quick as 24 hours to a few days.

here Is There a Fee To Have Funds Released?


click here Will I Need to Personally Guarantee My Business Loan?

There is no traditional personal guarantee required.

Can I Pay The Loan Back Early?


Can I Get More Money If I Need It?

Yes, we can provide you with additional funds, typically you can borrow 2-3 times per year. Our goal is to develop a long term relationship. As you start to repay, you can become eligible for more money with better rates and better terms.

Are There Any Restrictions On How My Loan Can Be Used?

There are no restrictions on how you can use the money received from your loan.

Is There a Cost Obligation If You Approve My Loan?

No cost, no obligation. If we approve you for more than you need, you are not obligated to take the full amount. If you don’t take the full amount but determine you need the additional money later on, you can have access to the difference (concurrent) for 90 days. Then once you repay approximately 50% of the loan, we will make more available.

see url If I Have Had a Bankruptcy In The Past Am I Still Eligible?

Yes, if the bankruptcy has been discharged for at least one year.